Improving the practice of crediting business entities by commercial banks

Abstract

This paper focuses on the improvement of the crediting practices of entrepreneurial entities by commercial
banks. The article examines key aspects of enhancing banking credit policies, analyzes methods for evaluating the
creditworthiness of entrepreneurs, and highlights the importance of implementing innovative approaches to crediting for
ensuring the stability and growth of businesses. Special attention is given to current trends in the banking sector and the
impact of international standards on the crediting process. Recommendations for optimizing and improving the crediting
practices for entrepreneurial structures are provided.